Debt collection
Applied Business Services debt collection complaints
Consumers have filed 124 complaints about Applied Business Services's debt collection, 12 in the last 12 months. Applied Business Services answered 0% on time and closed - with relief. See the whole Applied Business Services record.
Applied Business Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Applied Business Services | 12 | 0% | - |
Latest Applied Business Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 21, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Sep 14, 2022 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | No timely reply |
| Jul 5, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Apr 19, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Apr 16, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Mar 23, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Mar 9, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Nov 18, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 22, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 17, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 2, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 1, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 31, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 26, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 9, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 3, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 26, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 22, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 23, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 22, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 8, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 3, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 2, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 2, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 31, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 29, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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