Debt collector · complaint record
Applied Business Services complaints
Filed under Applied Business Services, Inc.
Consumers have filed 168 complaints about Applied Business Services since 2013, 12 of them in the last 12 months (+20% on the year before). It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 168
- Last 12 months
- 12
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #676 of 1,963
Since December 2013
+20% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 26, 2026
Most complained-about debt collectors
Applied Business Services complaints by month
The busiest month was February 2018 (6 complaints). Complaints in the last 12 months are up 20% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Applied Business Services answered all time
- Closed with explanation12675%
- Untimely response4225%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Applied Business Services complaints are about
Top Applied Business Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 37
- Debt was paid 9
- Debt was result of identity theft 6
Where Applied Business Services complaints come from
Most complaints: North Carolina (34), South Carolina (25), Florida (23), Georgia (20), Texas (15).
Applied Business Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Applied Business ServicesDebt collection | - | 12 | - |
Compare side by side: Applied Business Services vs Green Square · Applied Business Services vs EMoneyUSA · Applied Business Services vs Mullooly Jeffrey Rooney & Flynn · Applied Business Services vs Credit World Services
What people say about Applied Business Services
All experiencesNo experiences with Applied Business Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Applied Business Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Apr 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Apr 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jan 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Jan 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
Questions about Applied Business Services
How many complaints does Applied Business Services have?
Applied Business Services has 168 complaints on record since December 2013, including 12 in the last 12 months and 0 in the last 30 days. That makes it number 1,343 of every company by complaints this year.
Does Applied Business Services respond to complaints?
Yes. Applied Business Services answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Applied Business Services?
The most common problems are took or threatened to take negative or legal action (18), attempts to collect debt not owed (52), written notification about debt (21).
Is Applied Business Services legit?
Applied Business Services is a real company with a public complaint record: consumers have complained about it 168 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Applied Business Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Applied Business Services going up or down?
Up. There were 12 complaints in the last 12 months against 10 in the 12 before (+20%). See every month.
How do I file a complaint against Applied Business Services?
Complain to Applied Business Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Applied Business Services complaints come from?
Most come from North Carolina (34), South Carolina (25), Florida (23). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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