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Credit reporting

Applied Data Finance credit reporting complaints

Consumers have filed 219 complaints about Applied Data Finance's credit reporting, 65 in the last 12 months (+38%). Applied Data Finance answered 100% on time and closed 0% with relief. See the whole Applied Data Finance record.

Applied Data Finance against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Applied Data Finance65+38%100%0%219

Every credit bureau ranked

Latest Applied Data Finance credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Dec 6, 2025Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Dec 4, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Nov 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 27, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
Nov 25, 2025Credit reportingImproper use of your reportReporting company used your report improperlyUTExplainedYes
Nov 8, 2025Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outARExplainedYes
Nov 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Oct 23, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Oct 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Oct 11, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Oct 6, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Sep 25, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Sep 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Sep 5, 2025Credit reportingIncorrect information on your reportAccount information incorrectAZExplainedYes
Sep 1, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Aug 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlyOKExplainedYes
Aug 28, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 19, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportFLExplainedYes
Aug 19, 2025Credit reportingIncorrect information on your reportAccount information incorrectHIExplainedYes
Aug 6, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedYes
Jul 21, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Jul 17, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Jul 1, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Jun 30, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Jun 25, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Jun 10, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Jun 5, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jun 4, 2025Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
May 30, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
May 21, 2025Credit reportingIncorrect information on your reportAccount status incorrectKYExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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