Credit reporting
Applied Data Finance credit reporting complaints
Consumers have filed 219 complaints about Applied Data Finance's credit reporting, 65 in the last 12 months (+38%). Applied Data Finance answered 100% on time and closed 0% with relief. See the whole Applied Data Finance record.
Applied Data Finance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Applied Data Finance | 65 | 100% | 0% |
Latest Applied Data Finance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 27, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 15, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Apr 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 25, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 15, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 7, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 27, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 3, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 27, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Dec 25, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 24, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 12, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 8, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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