Debt collector · complaint record
ARL Credit Services complaints
Filed under ARL Credit Services, Inc.
Consumers have filed 4 complaints about ARL Credit Services since 2024, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is threatened to contact someone or share information improperly.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since April 2024
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 24, 2026
Most complained-about debt collectors
ARL Credit Services complaints by month
The busiest month was April 2024 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How ARL Credit Services answered all time
- Closed with explanation375%
- Untimely response125%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top ARL Credit Services problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 2
ARL Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | ARL Credit ServicesDebt collection | - | 1 | - |
Compare side by side: ARL Credit Services vs Green Square · ARL Credit Services vs EMoneyUSA · ARL Credit Services vs Mullooly Jeffrey Rooney & Flynn · ARL Credit Services vs Credit World Services
What people say about ARL Credit Services
All experiencesNo experiences with ARL Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ARL Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 24, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Jan 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 4, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 3, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about ARL Credit Services
How many complaints does ARL Credit Services have?
ARL Credit Services has 4 complaints on record since April 2024, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does ARL Credit Services respond to complaints?
Yes. ARL Credit Services answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with ARL Credit Services?
The most common problems are threatened to contact someone or share information improperly (1), written notification about debt (2), false statements or representation (1).
Is ARL Credit Services legit?
ARL Credit Services is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ARL Credit Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against ARL Credit Services?
Complain to ARL Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ARL Credit Services complaints come from?
Most come from Nebraska (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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