Debt collection
ARM Wny debt collection complaints
Consumers have filed 129 complaints about ARM Wny's debt collection. See the whole ARM Wny record.
ARM Wny against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ARM Wny | 0 | - | - |
Latest ARM Wny debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 25, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| May 19, 2015 | Debt collection | Communication tacticsThreatened to take legal action | No timely reply |
| Nov 13, 2014 | Debt collection | Communication tacticsThreatened to take legal action | No timely reply |
| Nov 5, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | No timely reply |
| Oct 16, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 2, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 1, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Oct 1, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | No timely reply |
| Sep 22, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Sep 19, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Sep 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Sep 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Sep 15, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Sep 14, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 10, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Sep 9, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 5, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 4, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Aug 20, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 19, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Aug 19, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Aug 5, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 28, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Jul 28, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Jul 22, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Jul 21, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 10, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 9, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Jul 7, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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