Debt collector · complaint record
ARM Wny complaints
Filed under ARM WNY LLC
Consumers have filed 134 complaints about ARM Wny since 2013, none in the last 12 months. It answered 70.1% on time and closed 0% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 134
- Last 12 months
- 0
- Answered on time
- 70.1%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since December 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Dec 20, 2023
ARM Wny complaints by month
The busiest month was February 2014 (22 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How ARM Wny answered all time
- Closed with explanation12391.8%
- Untimely response118.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What ARM Wny complaints are about
Top ARM Wny problems
Inside "Communication tactics"
- Threatened to take legal action 21
- Frequent or repeated calls 17
- Used obscene/profane/abusive language 3
Where ARM Wny complaints come from
Most complaints: California (20), Texas (18), Florida (15), Illinois (8), Michigan (7).
ARM Wny compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | ARM WnyDebt collection | - | 0 | - |
Compare side by side: ARM Wny vs Green Square · ARM Wny vs EMoneyUSA · ARM Wny vs Mullooly Jeffrey Rooney & Flynn · ARM Wny vs Credit World Services
What people say about ARM Wny
All experiencesNo experiences with ARM Wny yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ARM Wny complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 20, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 25, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| May 19, 2015 | Debt collection | Communication tacticsThreatened to take legal action | No timely reply |
| Feb 9, 2015 | Payday & personal loans | Charged fees or interest I didn't expect | No timely reply |
| Nov 13, 2014 | Debt collection | Communication tacticsThreatened to take legal action | No timely reply |
| Nov 5, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | No timely reply |
| Oct 16, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 2, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 1, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Oct 1, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | No timely reply |
| Sep 22, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Sep 19, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
Questions about ARM Wny
How many complaints does ARM Wny have?
ARM Wny has 134 complaints on record since December 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does ARM Wny respond to complaints?
Yes. ARM Wny answered 70.1% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with ARM Wny?
The most common problems are communication tactics (41), cont'd attempts collect debt not owed (35), taking/threatening an illegal action (30).
Is ARM Wny legit?
ARM Wny is a real company with a public complaint record: consumers have complained about it 134 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ARM Wny legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against ARM Wny?
Complain to ARM Wny in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ARM Wny complaints come from?
Most come from California (20), Texas (18), Florida (15). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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