Debt collection
Armada debt collection complaints
Consumers have filed 130 complaints about Armada's debt collection, 19 in the last 12 months (-21%). Armada answered 100% on time and closed 0% with relief. See the whole Armada record.
Armada against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Armada | 19 | 100% | 0% |
Latest Armada debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 12, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 10, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 18, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 31, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 29, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 27, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 9, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 7, 2025 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Aug 5, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 29, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 19, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 6, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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