Debt collection
Armada debt collection complaints
Consumers have filed 130 complaints about Armada's debt collection, 19 in the last 12 months (-21%). Armada answered 100% on time and closed 0% with relief. See the whole Armada record.
Armada against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Armada | 19 | 100% | 0% |
Latest Armada debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 17, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 29, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 7, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 25, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 5, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 1, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 17, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 8, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 31, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 9, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 28, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 29, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 31, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 23, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 18, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 9, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 7, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2024 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Apr 11, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Dec 1, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 17, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 13, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 5, 2023 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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