Debt collection
Armstrong and Associates debt collection complaints
Consumers have filed 51 complaints about Armstrong and Associates's debt collection, 12 in the last 12 months. Armstrong and Associates answered 100% on time and closed 0% with relief. See the whole Armstrong and Associates record.
Armstrong and Associates against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Armstrong and Associates | 12 | 100% | 0% |
Latest Armstrong and Associates debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 22, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 30, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Oct 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 22, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 20, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 2, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 26, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 5, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 18, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 3, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 18, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 8, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 29, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 18, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 13, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 1, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 23, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Armstrong and Associates
No comments yet. Start the conversation - questions are welcome too.