Debt collector · complaint record
Armstrong and Associates complaints
Filed under Armstrong and Associates, Inc
Consumers have filed 54 complaints about Armstrong and Associates since 2020, 14 of them in the last 12 months (+27% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 54
- Last 12 months
- 14
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #635 of 1,963
Since May 2020
+27% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 24, 2026
Most complained-about debt collectors
Armstrong and Associates complaints by month
The busiest month was April 2024 (4 complaints). Complaints in the last 12 months are up 27% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Armstrong and Associates answered all time
- Closed with explanation54100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Armstrong and Associates complaints are about
Top Armstrong and Associates problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 13
- Debt was paid 3
Where Armstrong and Associates complaints come from
Most complaints: Alabama (25), Mississippi (13), Louisiana (7), Texas (2), Missouri (1).
Armstrong and Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Armstrong and AssociatesDebt collection | - | 14 | - |
Compare side by side: Armstrong and Associates vs Green Square · Armstrong and Associates vs EMoneyUSA · Armstrong and Associates vs Mullooly Jeffrey Rooney & Flynn · Armstrong and Associates vs Credit World Services
What people say about Armstrong and Associates
All experiencesNo experiences with Armstrong and Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Armstrong and Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 22, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Armstrong and Associates
How many complaints does Armstrong and Associates have?
Armstrong and Associates has 54 complaints on record since May 2020, including 14 in the last 12 months and 1 in the last 30 days. That makes it number 1,264 of every company by complaints this year.
Does Armstrong and Associates respond to complaints?
Yes. Armstrong and Associates answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Armstrong and Associates?
The most common problems are attempts to collect debt not owed (16), written notification about debt (16), took or threatened to take negative or legal action (4).
Is Armstrong and Associates legit?
Armstrong and Associates is a real company with a public complaint record: consumers have complained about it 54 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Armstrong and Associates legit? for the signals, red flags and how to protect yourself.
Are complaints about Armstrong and Associates going up or down?
Up. There were 14 complaints in the last 12 months against 11 in the 12 before (+27%). See every month.
How do I file a complaint against Armstrong and Associates?
Complain to Armstrong and Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Armstrong and Associates complaints come from?
Most come from Alabama (25), Mississippi (13), Louisiana (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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