Debt collection
Audit & Adjustment debt collection complaints
Consumers have filed 70 complaints about Audit & Adjustment's debt collection, 10 in the last 12 months. Audit & Adjustment answered 100% on time and closed 0% with relief. See the whole Audit & Adjustment record.
Audit & Adjustment against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Audit & Adjustment | 10 | 100% | 0% |
Latest Audit & Adjustment debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Mar 3, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 19, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 2, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 30, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 23, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 29, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 26, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 13, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 10, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 10, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 8, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 2, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 24, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 1, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 8, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jan 11, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 23, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Sep 5, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Aug 28, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Aug 19, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Aug 10, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 2, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| May 22, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Apr 20, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 11, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 4, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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