Debt collection
Axos Financial debt collection complaints
Consumers have filed 18 complaints about Axos Financial's debt collection, 4 in the last 12 months. Axos Financial answered 100% on time and closed 0% with relief. See the whole Axos Financial record.
Axos Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Axos Financial | 4 | 100% | 0% |
Latest Axos Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 16, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 27, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 29, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 18, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 26, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 24, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 17, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 19, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 4, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 30, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| May 15, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 8, 2022 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Aug 17, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 22, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 28, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 23, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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