Debt collection
BAM Financial debt collection complaints
Consumers have filed 44 complaints about BAM Financial's debt collection. See the whole BAM Financial record.
BAM Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | BAM Financial | 0 | - | - |
Latest BAM Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 30, 2017 | Debt collection | False statements or representationImpersonated an attorney or official | No timely reply |
| Jul 15, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | No timely reply |
| Apr 21, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | No timely reply |
| Sep 17, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | No timely reply |
| Aug 27, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 6, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jul 23, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Fixed |
| Jun 30, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| May 7, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Apr 15, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Apr 9, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Mar 26, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Jan 26, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 21, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jan 15, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jan 11, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Dec 15, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 14, 2014 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jul 7, 2014 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Jun 17, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 26, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Mar 25, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Mar 20, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 4, 2014 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Mar 4, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 28, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 12, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 10, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 8, 2014 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Feb 6, 2014 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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