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Debt collector · complaint record

BAM Financial complaints

Consumers have filed 54 complaints about BAM Financial since 2013, none in the last 12 months. It answered 50% on time and closed 8% with relief for the customer. The most common problem is taking/threatening an illegal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
54

Since December 2013

Last 12 months
0

new vs the year before

Answered on time
50%

Industry: 96.5%

Closed with relief
8%

Typical debt collector: 24%

Last 30 days
0

Newest: Jun 22, 2021

Rank
-

BAM Financial complaints by month

The busiest month was December 2013 (7 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How BAM Financial answered all time

  • Closed with non-monetary relief35.6%
  • Closed with explanation3768.5%
  • Untimely response1425.9%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What BAM Financial complaints are about

  • Debt collection4481%
  • Crypto47%
  • Auto loans & leases24%
  • Credit reporting24%
  • Debt relief & credit repair12%
  • Money transfers & apps12%

Top BAM Financial problems

Inside "Taking/threatening an illegal action"

  • Threatened to sue on too old debt 6
  • Threatened arrest/jail if do not pay 3
  • Attempted to/Collected exempt funds 1
  • Sued w/o proper notification of suit 1

Where BAM Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (12), Texas (6), Florida (5), Indiana (4), New Jersey (4).

BAM Financial compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8BAM FinancialDebt collection-0new50%8%-

Compare side by side: BAM Financial vs Green Square · BAM Financial vs EMoneyUSA · BAM Financial vs Mullooly Jeffrey Rooney & Flynn · BAM Financial vs Credit World Services

What people say about BAM Financial

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Latest BAM Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jun 22, 2021CryptoFraud or scamINNo timely replyNo
Jun 15, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCANo timely replyNo
May 25, 2021CryptoFraud or scamCANo timely replyNo
May 23, 2021CryptoOther transaction problemGANo timely replyNo
May 21, 2021Money transfers & appsOther transaction problemCANo timely replyNo
Apr 12, 2021CryptoMoney was not available when promisedPANo timely replyNo
Mar 16, 2021Auto loans & leasesIncorrect information on your reportAccount information incorrectINNo timely replyNo
Sep 16, 2020Debt relief & credit repairFraud or scamGANo timely replyNo
May 9, 2020Credit reportingIncorrect information on your reportAccount information incorrectINNo timely replyNo
Mar 30, 2017Debt collectionFalse statements or representationImpersonated an attorney or officialFLNo timely replyNo
Jul 15, 2016Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payAZNo timely replyNo
May 24, 2016Auto loans & leasesTaking out the loan or leaseINNo timely replyNo

Questions about BAM Financial

How many complaints does BAM Financial have?

BAM Financial has 54 complaints on record since December 2013, including 0 in the last 12 months and 0 in the last 30 days.

Does BAM Financial respond to complaints?

Yes. BAM Financial answered 50% of its complaints on time (within 15 days) and closed 8% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with BAM Financial?
Is BAM Financial legit?

BAM Financial is a real company with a public complaint record: consumers have complained about it 54 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is BAM Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against BAM Financial?

Complain to BAM Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most BAM Financial complaints come from?

Most come from California (12), Texas (6), Florida (5). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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