Debt collection
Bilateral Credit debt collection complaints
Consumers have filed 66 complaints about Bilateral Credit's debt collection, 21 in the last 12 months. Bilateral Credit answered 100% on time and closed 0% with relief. See the whole Bilateral Credit record.
Bilateral Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Bilateral Credit | 21 | 100% | 0% |
Latest Bilateral Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 17, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 8, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 22, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 20, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 18, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Mar 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Bilateral Credit
No comments yet. Start the conversation - questions are welcome too.