Debt collector · complaint record
Bilateral Credit complaints
Filed under Bilateral Credit Corp, LLC
Consumers have filed 81 complaints about Bilateral Credit since 2015, 24 of them in the last 12 months (+50% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 81
- Last 12 months
- 24
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #482 of 1,963
Since April 2015
+50% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 12, 2026
Most complained-about debt collectors
Bilateral Credit complaints by month
The busiest month was January 2026 (4 complaints). Complaints in the last 12 months are up 50% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Bilateral Credit answered all time
- Closed with monetary relief22.5%
- Closed with non-monetary relief33.7%
- Closed with explanation7693.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Bilateral Credit complaints are about
Top Bilateral Credit problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 15
- Debt was result of identity theft 4
- Debt was paid 4
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Bilateral Credit complaints come from
Most complaints: New York (15), California (10), Texas (9), Georgia (6), Florida (5).
Bilateral Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Bilateral CreditDebt collection | - | 24 | - |
Compare side by side: Bilateral Credit vs Green Square · Bilateral Credit vs EMoneyUSA · Bilateral Credit vs Mullooly Jeffrey Rooney & Flynn · Bilateral Credit vs Credit World Services
What people say about Bilateral Credit
All experiencesNo experiences with Bilateral Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Bilateral Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 17, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Bilateral Credit
How many complaints does Bilateral Credit have?
Bilateral Credit has 81 complaints on record since April 2015, including 24 in the last 12 months and 2 in the last 30 days. That makes it number 988 of every company by complaints this year.
Does Bilateral Credit respond to complaints?
Yes. Bilateral Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Bilateral Credit?
The most common problems are attempts to collect debt not owed (24), false statements or representation (9), written notification about debt (8).
Is Bilateral Credit legit?
Bilateral Credit is a real company with a public complaint record: consumers have complained about it 81 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bilateral Credit legit? for the signals, red flags and how to protect yourself.
Are complaints about Bilateral Credit going up or down?
Up. There were 24 complaints in the last 12 months against 16 in the 12 before (+50%). See every month.
How do I file a complaint against Bilateral Credit?
Complain to Bilateral Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Bilateral Credit complaints come from?
Most come from New York (15), California (10), Texas (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Bilateral Credit
No comments yet. Start the conversation - questions are welcome too.