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Debt collection

Block debt collection complaints

Consumers have filed 176 complaints about Block's debt collection, 70 in the last 12 months (+52%). Block answered 97.1% on time and closed 3% with relief. See the whole Block record.

Block against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Block (Cash App)70+52%97.1%3%176

Every debt collector ranked

Latest Block debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Dec 30, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountTXMoney backYes
Dec 21, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Dec 5, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Nov 30, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAMoney backYes
Nov 5, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 5, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMIExplainedYes
Jun 23, 2022Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialNCExplainedYes
May 13, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Apr 13, 2022Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyGAExplainedYes
Mar 24, 2022Debt collectionCommunication tacticsFrequent or repeated callsINExplainedYes
Mar 3, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTNExplainedYes
Feb 24, 2022Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Dec 31, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payNVExplainedYes
Aug 31, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payILExplainedYes
Aug 20, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
May 3, 2021Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopWAExplainedYes
May 2, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Apr 14, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Dec 13, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Aug 28, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Jul 16, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
May 6, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Nov 1, 2019Debt collectionAttempts to collect debt not owedDebt was paidPAExplainedYes
Oct 28, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftUTExplainedYes
Sep 3, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Apr 3, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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