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Debt collection

Capital Recovery debt collection complaints

Consumers have filed 34 complaints about Capital Recovery's debt collection, 8 in the last 12 months. Capital Recovery answered 100% on time and closed 0% with relief. See the whole Capital Recovery record.

Capital Recovery against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Capital Recovery8new100%0%34

Every debt collector ranked

Latest Capital Recovery debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 11, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Sep 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Sep 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidNJExplainedYes
Sep 10, 2026Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedYes
Mar 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCTExplainedYes
Jan 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursIDExplainedYes
Nov 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Oct 7, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Jul 31, 2025Debt collectionAttempts to collect debt not owedDebt was paidDEExplainedYes
Jul 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
May 21, 2025Debt collectionElectronic communicationsFrequent or repeated messagesPAExplainedYes
Feb 17, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Feb 7, 2025Debt collectionElectronic communicationsFrequent or repeated messagesTNExplainedYes
Feb 4, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputePAExplainedYes
Jan 31, 2025Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Dec 6, 2024Debt collectionElectronic communicationsFrequent or repeated messagesSCExplainedYes
Nov 1, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 23, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
May 8, 2024Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingOKExplainedYes
Feb 19, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Sep 23, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Jul 20, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Jan 27, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Sep 10, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
May 11, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
May 9, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Mar 8, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jun 20, 2017Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Feb 20, 2017Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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