Debt collection
Central Mercantile Collection Services debt collection complaints
Consumers have filed 5 complaints about Central Mercantile Collection Services's debt collection, 1 in the last 12 months. Central Mercantile Collection Services answered 100% on time and closed 0% with relief. See the whole Central Mercantile Collection Services record.
Central Mercantile Collection Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Central Mercantile Collection Services | 1 | 100% | 0% |
Latest Central Mercantile Collection Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 19, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 23, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Central Mercantile Collection Services
No comments yet. Start the conversation - questions are welcome too.