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Debt collection

Central States Recovery debt collection complaints

Consumers have filed 211 complaints about Central States Recovery's debt collection, 30 in the last 12 months (+3%). Central States Recovery answered 100% on time and closed 0% with relief. See the whole Central States Recovery record.

Central States Recovery against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Central States Recovery30+3%100%0%211

Every debt collector ranked

Latest Central States Recovery debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 8, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeKSExplainedYes
Sep 8, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeKSExplainedYes
Sep 5, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeKSExplainedYes
Sep 3, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Aug 29, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeKSExplainedYes
Aug 26, 2026Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes
Jul 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountKSExplainedYes
Jul 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOKExplainedYes
Jun 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedKSExplainedYes
Jun 24, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jun 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 4, 2026Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes
May 24, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Mar 24, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedOKExplainedYes
Mar 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Mar 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Mar 16, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageKSExplainedYes
Mar 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Mar 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Mar 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountKSExplainedYes
Mar 2, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeKSExplainedYes
Feb 18, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Feb 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Feb 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Feb 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Feb 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Feb 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Feb 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWYExplainedYes
Jan 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Dec 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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