Debt collector · complaint record
Central States Recovery complaints
Filed under Central States Recovery, Inc.
Consumers have filed 251 complaints about Central States Recovery since 2013, 31 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 251
- Last 12 months
- 31
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #415 of 1,963
Since December 2013
0% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 8, 2026
Most complained-about debt collectors
Central States Recovery complaints by month
The busiest month was January 2025 (8 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Central States Recovery answered last 12 months
- Closed with explanation31100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/150% vs last year
What Central States Recovery complaints are about
Top Central States Recovery problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 38
- Debt was paid 21
- Debt was result of identity theft 6
- Debt was already discharged in bankruptcy and is no longer owed 5
Where Central States Recovery complaints come from
Most complaints: Kansas (131), Missouri (43), Oklahoma (28), Texas (10), Colorado (4).
Central States Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Roosen, Varchetti & OlivierDebt collection | 39 | 31 | D |
| 2 | R.M. GaliciaDebt collection | 43 | 31 | D |
| 3 | Clearview Resolution ServicesDebt collection | 10 | 31 | F |
| 4 | RSI EnterprisesDebt collection | 76 | 31 | B |
| 5 | Aldridge PIte HaanDebt collection | 60 | 31 | C |
| 6 | Tidewater FinanceDebt collection | 52 | 31 | C |
| 7 | Schreiber LawDebt collection | 9 | 31 | F |
| 8 | Central States RecoveryDebt collection | 55 | 31 | C |
Compare side by side: Central States Recovery vs Roosen, Varchetti & Olivier · Central States Recovery vs R.M. Galicia · Central States Recovery vs Clearview Resolution Services · Central States Recovery vs RSI Enterprises
What people say about Central States Recovery
All experiencesNo experiences with Central States Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Central States Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 8, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 8, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 5, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 29, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Questions about Central States Recovery
How many complaints does Central States Recovery have?
Central States Recovery has 251 complaints on record since December 2013, including 31 in the last 12 months and 0 in the last 30 days. That makes it number 871 of every company by complaints this year.
Does Central States Recovery respond to complaints?
Yes. Central States Recovery answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 55/100 (grade C).
What do people complain about most with Central States Recovery?
The most common problems are attempts to collect debt not owed (70), false statements or representation (25), written notification about debt (45).
Is Central States Recovery legit?
Central States Recovery is a real company with a public complaint record: consumers have complained about it 251 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Central States Recovery legit? for the signals, red flags and how to protect yourself.
Are complaints about Central States Recovery going up or down?
Roughly level. There were 31 complaints in the last 12 months against 31 in the 12 before (0%). See every month.
How do I file a complaint against Central States Recovery?
Complain to Central States Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Central States Recovery complaints come from?
Most come from Kansas (131), Missouri (43), Oklahoma (28). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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