Debt collection
Certified Recovery debt collection complaints
Consumers have filed 20 complaints about Certified Recovery's debt collection, 1 in the last 12 months. Certified Recovery answered 100% on time and closed 0% with relief. See the whole Certified Recovery record.
Certified Recovery against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Certified Recovery | 1 | 100% | 0% |
Latest Certified Recovery debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 17, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 11, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 21, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 9, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 3, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Aug 15, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 8, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 1, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 13, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 24, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 10, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 11, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 28, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Mar 10, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 12, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jun 19, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 28, 2014 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Feb 28, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 25, 2013 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jul 30, 2013 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Certified Recovery
No comments yet. Start the conversation - questions are welcome too.