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Debt collection

Chaplain Financial Services debt collection complaints

Consumers have filed 48 complaints about Chaplain Financial Services's debt collection. See the whole Chaplain Financial Services record.

Chaplain Financial Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Chaplain Financial Services0new--48

Every debt collector ranked

Latest Chaplain Financial Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 5, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountTXNo timely replyNo
Sep 22, 2017Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopRINo timely replyNo
Sep 19, 2017Debt collectionCommunication tacticsFrequent or repeated callsFLNo timely replyNo
Sep 14, 2017Debt collectionAttempts to collect debt not owedDebt was paidKYNo timely replyNo
Sep 13, 2017Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitILNo timely replyNo
Aug 28, 2017Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageMIExplainedNo
Aug 23, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtCTNo timely replyNo
Aug 23, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursCANo timely replyNo
Aug 11, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payIDExplainedYes
Aug 11, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 26, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtVTExplainedYes
Jul 25, 2017Debt collectionAttempts to collect debt not owedDebt is not yours-ExplainedYes
Jul 20, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursTXNo timely replyNo
Jul 18, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtUTNo timely replyNo
Jul 7, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtARExplainedYes
Jun 30, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursDCExplainedNo
Jun 23, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payCAExplainedNo
Jun 16, 2017Debt collectionCommunication tacticsUsed obscene, profane, or other abusive language-ExplainedNo
Jun 14, 2017Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopFLExplainedNo
Jun 9, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtDCExplainedNo
Jun 1, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNYExplainedNo
May 26, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtALExplainedNo
May 25, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedNo
May 25, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payFLExplainedNo
May 18, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedNo
May 17, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtIAExplainedYes
May 9, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtILNo timely replyNo
May 2, 2017Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNCExplainedNo
Apr 26, 2017Debt collectionThreatened to contact someone or share information improperlyContacted your employerTXExplainedNo
Apr 18, 2017Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payNDExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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