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Debt collection

Client Services debt collection complaints

Consumers have filed 747 complaints about Client Services's debt collection, 149 in the last 12 months (-2%). Client Services answered 100% on time and closed 0% with relief. See the whole Client Services record.

Client Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Client Services149-2%100%0%747

Every debt collector ranked

Latest Client Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 4, 2025Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Feb 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Jan 28, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageCAExplainedYes
Jan 27, 2025Debt collectionCommunication tacticsFrequent or repeated callsGAExplainedYes
Jan 27, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtALExplainedYes
Jan 27, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWYExplainedYes
Jan 27, 2025Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedFLExplainedYes
Jan 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Jan 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedINExplainedYes
Jan 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payCAExplainedYes
Jan 20, 2025Debt collectionCommunication tacticsFrequent or repeated callsMDExplainedYes
Jan 16, 2025Debt collectionCommunication tacticsFrequent or repeated callsCOExplainedYes
Jan 8, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Jan 5, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 4, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftLAExplainedYes
Dec 26, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Dec 26, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Dec 26, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Dec 24, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Dec 21, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursARExplainedYes
Dec 19, 2024Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedYes
Dec 17, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Dec 17, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Dec 12, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Nov 27, 2024Debt collectionCommunication tacticsFrequent or repeated callsNJExplainedYes
Nov 25, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedYes
Nov 25, 2024Debt collectionCommunication tacticsFrequent or repeated callsSCExplainedYes
Nov 22, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Nov 21, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 20, 2024Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialMDExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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