Credit bureau · complaint record
Commerce Credit complaints
Filed under Commerce Credit Corp.
Consumers have filed 1 complaint about Commerce Credit since 2020, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since June 2020
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jun 1, 2020
Commerce Credit complaints by month
The busiest month was June 2020 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Commerce Credit answered all time
- Closed with explanation1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Commerce Credit problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 1
Commerce Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Commerce CreditCredit reporting | - | 0 | - |
Compare side by side: Commerce Credit vs Apple Financing · Commerce Credit vs Nav Technologies · Commerce Credit vs Opportunity Fund · Commerce Credit vs Heritage Financial Group
What people say about Commerce Credit
All experiencesNo experiences with Commerce Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Commerce Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 1, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Commerce Credit
How many complaints does Commerce Credit have?
Commerce Credit has 1 complaint on record since June 2020, including 0 in the last 12 months and 0 in the last 30 days.
Does Commerce Credit respond to complaints?
Yes. Commerce Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Commerce Credit?
The most common problems are improper use of your report (1).
Is Commerce Credit legit?
Commerce Credit is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Commerce Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Commerce Credit?
Complain to Commerce Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Commerce Credit complaints come from?
Most come from Alabama (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Commerce Credit
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