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Opportunity Fund complaints

Consumers have filed 64 complaints about Opportunity Fund since 2020, 27 of them in the last 12 months (+35% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.

Average response record. How it works

Complaints on record
64

Since September 2020

Last 12 months
27

+35% vs the year before

Answered on time
100%

Industry: 99.9%

Closed with relief
0%

Typical credit bureau: 32%

Last 30 days
0

Newest: Aug 3, 2026

Rank
#126 of 566

Most complained-about credit bureaus & report companies

Opportunity Fund complaints by month

The busiest month was May 2026 (7 complaints). Complaints in the last 12 months are up 35% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Opportunity Fund answered last 12 months

  • Closed with explanation27100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend6/15+35% vs last year

What Opportunity Fund complaints are about

  • Credit reporting3656%
  • Debt collection1523%
  • Payday & personal loans813%
  • Auto loans & leases12%
  • Credit cards23%
  • Money transfers & apps12%
  • Mortgages12%

Top Opportunity Fund problems

Inside "Incorrect information on your report"

  • Account information incorrect 13
  • Account status incorrect 5
  • Information belongs to someone else 5

Where Opportunity Fund complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (15), Georgia (9), Florida (8), New York (5), Michigan (5).

Opportunity Fund compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Automobile AcceptanceCredit reporting5029+53%100%0%C
2Expert Credit SweepsCredit reporting1029new0%33%F
3Apple FinancingCredit reporting5728-10%100%0%C
4Nav TechnologiesCredit reporting55280%100%0%C
5Heritage Financial GroupCredit reporting027+145%74.1%0%F
6Opportunity FundCredit reporting5127+35%100%0%C
7Informative ResearchCredit reporting6026-24%100%0%C
8Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C

Compare side by side: Opportunity Fund vs Automobile Acceptance · Opportunity Fund vs Expert Credit Sweeps · Opportunity Fund vs Apple Financing · Opportunity Fund vs Nav Technologies

What people say about Opportunity Fund

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Latest Opportunity Fund complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 3, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysGAExplainedYes
Jul 30, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneGAExplainedYes
Jul 4, 2026Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsCAExplainedYes
Jul 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Jun 28, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
May 28, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
May 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
May 22, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
May 20, 2026Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
May 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
May 15, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
May 12, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes

Questions about Opportunity Fund

How many complaints does Opportunity Fund have?

Opportunity Fund has 64 complaints on record since September 2020, including 27 in the last 12 months and 0 in the last 30 days. That makes it number 932 of every company by complaints this year.

Does Opportunity Fund respond to complaints?

Yes. Opportunity Fund answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 51/100 (grade C).

What do people complain about most with Opportunity Fund?
Is Opportunity Fund legit?

Opportunity Fund is a real company with a public complaint record: consumers have complained about it 64 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Opportunity Fund legit? for the signals, red flags and how to protect yourself.

Are complaints about Opportunity Fund going up or down?

Up. There were 27 complaints in the last 12 months against 20 in the 12 before (+35%). See every month.

How do I file a complaint against Opportunity Fund?

Complain to Opportunity Fund in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Opportunity Fund complaints come from?

Most come from California (15), Georgia (9), Florida (8). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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