Credit bureau · complaint record
Apple Financing complaints
Filed under Apple Financing LLC
Consumers have filed 59 complaints about Apple Financing since 2024, 28 of them in the last 12 months (-10% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is fraud or scam.
Average response record. How it works
- Complaints on record
- 59
- Last 12 months
- 28
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #124 of 566
Since December 2024
-10% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 2, 2026
Most complained-about credit bureaus & report companies
Apple Financing complaints by month
The busiest month was September 2025 (6 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Apple Financing answered last 12 months
- Closed with explanation28100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend12/15-10% vs last year
What Apple Financing complaints are about
Top Apple Financing problems
Where Apple Financing complaints come from
Most complaints: California (8), Maryland (5), Texas (5), North Carolina (5), Florida (3).
Apple Financing compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Shabana MotorsCredit reporting | 47 | 30 | D |
| 2 | Pacific Premier BancorpCredit reporting | 2 | 30 | F |
| 3 | Automobile AcceptanceCredit reporting | 50 | 29 | C |
| 4 | Expert Credit SweepsCredit reporting | 10 | 29 | F |
| 5 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 6 | Apple FinancingCredit reporting | 57 | 28 | C |
| 7 | Opportunity FundCredit reporting | 51 | 27 | C |
| 8 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
Compare side by side: Apple Financing vs Shabana Motors · Apple Financing vs Pacific Premier Bancorp · Apple Financing vs Automobile Acceptance · Apple Financing vs Expert Credit Sweeps
What people say about Apple Financing
All experiencesNo experiences with Apple Financing yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Apple Financing complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 15, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | Explained |
| Sep 26, 2026 | Prepaid & gift cards | Problem with a purchase or transferCard company isn't resolving a dispute about a purchase or transfer | Explained |
| Sep 15, 2026 | Money transfers & apps | Unauthorized transactions or other transaction problem | Explained |
| Sep 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 4, 2026 | Money transfers & apps | Problem adding money | Explained |
| Aug 26, 2026 | Money transfers & apps | Unauthorized transactions or other transaction problem | Explained |
| Aug 1, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | Explained |
| Jul 22, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Jul 16, 2026 | Crypto | Fraud or scam | Explained |
| Jul 15, 2026 | Credit cards | Other features, terms, or problemsOther problem | Explained |
Questions about Apple Financing
How many complaints does Apple Financing have?
Apple Financing has 59 complaints on record since December 2024, including 28 in the last 12 months and 2 in the last 30 days. That makes it number 911 of every company by complaints this year.
Does Apple Financing respond to complaints?
Yes. Apple Financing answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 57/100 (grade C).
What do people complain about most with Apple Financing?
The most common problems are fraud or scam (9), unauthorized transactions or other transaction problem (6), incorrect information on your report (5).
Is Apple Financing legit?
Apple Financing is a real company with a public complaint record: consumers have complained about it 59 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Apple Financing legit? for the signals, red flags and how to protect yourself.
Are complaints about Apple Financing going up or down?
Roughly level. There were 28 complaints in the last 12 months against 31 in the 12 before (-10%). See every month.
How do I file a complaint against Apple Financing?
Complain to Apple Financing in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Apple Financing complaints come from?
Most come from California (8), Maryland (5), Texas (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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