Credit bureau · complaint record
Informative Research complaints
Consumers have filed 235 complaints about Informative Research since 2015, 26 of them in the last 12 months (-24% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is improper use of your report.
Average response record. How it works
- Complaints on record
- 235
- Last 12 months
- 26
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #128 of 566
Since January 2015
-24% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 3, 2026
Most complained-about credit bureaus & report companies
Informative Research complaints by month
The busiest month was July 2024 (8 complaints). Complaints in the last 12 months are down 24% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Informative Research answered last 12 months
- Closed with explanation26100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend15/15-24% vs last year
What Informative Research complaints are about
Top Informative Research problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 128
- Reporting company used your report improperly 29
- Report provided to employer without your written authorization 4
- Received unsolicited financial product or insurance offers after opting out 1
Where Informative Research complaints come from
Most complaints: Texas (36), Georgia (32), California (27), Illinois (16), Florida (14).
Informative Research compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Automobile AcceptanceCredit reporting | 50 | 29 | C |
| 2 | Apple FinancingCredit reporting | 57 | 28 | C |
| 3 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 4 | Opportunity FundCredit reporting | 51 | 27 | C |
| 5 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 6 | Informative ResearchCredit reporting | 60 | 26 | C |
| 7 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 8 | King of Credit FinancialCredit reporting | 10 | 25 | F |
Compare side by side: Informative Research vs Automobile Acceptance · Informative Research vs Apple Financing · Informative Research vs Nav Technologies · Informative Research vs Opportunity Fund
What people say about Informative Research
All experiencesNo experiences with Informative Research yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Informative Research complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 5, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 12, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 4, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 14, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 27, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 11, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Informative Research
How many complaints does Informative Research have?
Informative Research has 235 complaints on record since January 2015, including 26 in the last 12 months and 1 in the last 30 days. That makes it number 947 of every company by complaints this year.
Does Informative Research respond to complaints?
Yes. Informative Research answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 60/100 (grade C).
What do people complain about most with Informative Research?
The most common problems are improper use of your report (162), incorrect information on your report (37), problem with a company's investigation into an existing problem (6).
Is Informative Research legit?
Informative Research is a real company with a public complaint record: consumers have complained about it 235 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Informative Research legit? for the signals, red flags and how to protect yourself.
Are complaints about Informative Research going up or down?
Down. There were 26 complaints in the last 12 months against 34 in the 12 before (-24%). See every month.
How do I file a complaint against Informative Research?
Complain to Informative Research in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Informative Research complaints come from?
Most come from Texas (36), Georgia (32), California (27). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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