Debt collection
Commercial Acceptance debt collection complaints
Consumers have filed 320 complaints about Commercial Acceptance's debt collection, 74 in the last 12 months (+57%). Commercial Acceptance answered 98.6% on time and closed 0% with relief. See the whole Commercial Acceptance record.
Commercial Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Commercial Acceptance | 74 | 98.6% | 0% |
Latest Commercial Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 20, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 7, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 25, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 8, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 30, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 29, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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