Debt collection
Commercial Acceptance debt collection complaints
Consumers have filed 320 complaints about Commercial Acceptance's debt collection, 74 in the last 12 months (+57%). Commercial Acceptance answered 98.6% on time and closed 0% with relief. See the whole Commercial Acceptance record.
Commercial Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Commercial Acceptance | 74 | 98.6% | 0% |
Latest Commercial Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 26, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 21, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 16, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 15, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 5, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 19, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 13, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 6, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Nov 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 20, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 29, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 3, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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