Credit reporting
Commercial Trade credit reporting complaints
Consumers have filed 12 complaints about Commercial Trade's credit reporting. See the whole Commercial Trade record.
Commercial Trade against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Commercial Trade | 0 | - | - |
Latest Commercial Trade credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 14, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 1, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 5, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 26, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 25, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 8, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 26, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 22, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Mar 26, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 7, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 27, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Apr 10, 2017 | Credit reporting | Incorrect information on credit reportAccount terms | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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