Debt collector · complaint record
Commercial Trade complaints
Filed under Commercial Trade, Inc.
Consumers have filed 111 complaints about Commercial Trade since 2013, 12 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 111
- Last 12 months
- 12
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #676 of 1,963
Since July 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 5, 2026
Most complained-about debt collectors
Commercial Trade complaints by month
The busiest month was December 2019 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Commercial Trade answered all time
- Closed with non-monetary relief2219.8%
- Closed with explanation8980.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Commercial Trade complaints are about
Top Commercial Trade problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 25
- Debt was result of identity theft 8
- Debt was paid 3
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Commercial Trade complaints come from
Most complaints: California (77), Texas (11), Tennessee (3), Ohio (3), Oklahoma (2).
Commercial Trade compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Commercial TradeDebt collection | - | 12 | - |
Compare side by side: Commercial Trade vs Green Square · Commercial Trade vs EMoneyUSA · Commercial Trade vs Mullooly Jeffrey Rooney & Flynn · Commercial Trade vs Credit World Services
What people say about Commercial Trade
All experiencesNo experiences with Commercial Trade yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Commercial Trade complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 8, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about Commercial Trade
How many complaints does Commercial Trade have?
Commercial Trade has 111 complaints on record since July 2013, including 12 in the last 12 months and 1 in the last 30 days. That makes it number 1,343 of every company by complaints this year.
Does Commercial Trade respond to complaints?
Yes. Commercial Trade answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Commercial Trade?
The most common problems are attempts to collect debt not owed (37), took or threatened to take negative or legal action (5), written notification about debt (13).
Is Commercial Trade legit?
Commercial Trade is a real company with a public complaint record: consumers have complained about it 111 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Commercial Trade legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Commercial Trade?
Complain to Commercial Trade in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Commercial Trade complaints come from?
Most come from California (77), Texas (11), Tennessee (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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