Debt collection
ConServe debt collection complaints
Consumers have filed 1,483 complaints about ConServe's debt collection, 401 in the last 12 months (+49%). ConServe answered 100% on time and closed 34% with relief. See the whole ConServe record.
ConServe against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ConServe | 401 | 100% | 34% |
Latest ConServe debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 27, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jul 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jul 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jul 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jul 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 20, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Jul 18, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jul 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jul 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jul 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 14, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Jul 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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