Debt collection
ConServe debt collection complaints
Consumers have filed 1,483 complaints about ConServe's debt collection, 401 in the last 12 months (+49%). ConServe answered 100% on time and closed 34% with relief. See the whole ConServe record.
ConServe against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ConServe | 401 | 100% | 34% |
Latest ConServe debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 6, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Fixed |
| Jul 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jul 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jul 3, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jul 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jul 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jul 1, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Jun 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jun 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jun 24, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jun 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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