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Debt collection

Credico debt collection complaints

Consumers have filed 122 complaints about Credico's debt collection, 10 in the last 12 months. Credico answered 100% on time and closed 0% with relief. See the whole Credico record.

Credico against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Credico10new100%0%122

Every debt collector ranked

Latest Credico debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 24, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSDExplainedYes
Jun 19, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtSDExplainedYes
Jun 13, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtSDExplainedYes
Jun 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSDExplainedYes
Jan 14, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeSDExplainedYes
Jan 14, 2026Debt collectionAttempts to collect debt not owedDebt was paidSDExplainedYes
Jan 10, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialSDExplainedYes
Dec 31, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountSDExplainedYes
Dec 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not paySDExplainedYes
Dec 3, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not paySDExplainedYes
Oct 15, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountSDExplainedYes
Sep 30, 2025Debt collectionAttempts to collect debt not owedDebt was paidSDExplainedYes
Jul 28, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeSCExplainedYes
Jul 3, 2025Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youSDExplainedYes
Jun 27, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeSDExplainedYes
May 15, 2025Debt collectionThreatened to contact someone or share information improperlyContacted your employerSDExplainedYes
Apr 11, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtSDExplainedYes
Mar 5, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtSDExplainedYes
Mar 4, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSDExplainedYes
Feb 7, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitSDExplainedYes
Dec 30, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtSDExplainedYes
Nov 26, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountSDExplainedYes
Oct 28, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertySDExplainedYes
Oct 22, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSDExplainedYes
Oct 21, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSDExplainedYes
Jul 13, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursSDExplainedYes
May 23, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtSDExplainedYes
May 9, 2024Debt collectionAttempts to collect debt not owedDebt was paidSDExplainedYes
Mar 12, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedYes
Mar 6, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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