Debt collector · complaint record
Credico complaints
Filed under CREDICO. INC
Consumers have filed 126 complaints about Credico since 2014, 10 of them in the last 12 months (-33% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 126
- Last 12 months
- 10
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #727 of 1,963
Since January 2014
-33% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 24, 2026
Most complained-about debt collectors
Credico complaints by month
The busiest month was January 2017 (5 complaints). Complaints in the last 12 months are down 33% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credico answered all time
- Closed with explanation126100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credico complaints are about
Top Credico problems
Inside "False statements or representation"
- Attempted to collect wrong amount 19
- Told you not to respond to a lawsuit they filed against you 2
- Indicated shouldn't respond to lawsuit 2
- Impersonated attorney, law enforcement, or government official 1
Where Credico complaints come from
Most complaints: South Dakota (83), North Dakota (11), Ohio (4), South Carolina (3), Colorado (3).
Credico compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | CredicoDebt collection | - | 10 | - |
Compare side by side: Credico vs Green Square · Credico vs EMoneyUSA · Credico vs Mullooly Jeffrey Rooney & Flynn · Credico vs Credit World Services
What people say about Credico
All experiencesNo experiences with Credico yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credico complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 19, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 13, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 14, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 10, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 31, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Dec 3, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Oct 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Questions about Credico
How many complaints does Credico have?
Credico has 126 complaints on record since January 2014, including 10 in the last 12 months and 0 in the last 30 days. That makes it number 1,447 of every company by complaints this year.
Does Credico respond to complaints?
Yes. Credico answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credico?
The most common problems are false statements or representation (24), attempts to collect debt not owed (16), took or threatened to take negative or legal action (16).
Is Credico legit?
Credico is a real company with a public complaint record: consumers have complained about it 126 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credico legit? for the signals, red flags and how to protect yourself.
Are complaints about Credico going up or down?
Down. There were 10 complaints in the last 12 months against 15 in the 12 before (-33%). See every month.
How do I file a complaint against Credico?
Complain to Credico in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credico complaints come from?
Most come from South Dakota (83), North Dakota (11), Ohio (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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