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Debt collection

Credigy USA debt collection complaints

Consumers have filed 119 complaints about Credigy USA's debt collection. See the whole Credigy USA record.

Credigy USA against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Credigy USA0new--119

Every debt collector ranked

Latest Credigy USA debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 14, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtNYExplainedYes
Dec 22, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtNYExplainedYes
Oct 24, 2016Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitTXExplainedYes
Sep 16, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtCAExplainedYes
Sep 11, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtRIExplainedYes
Aug 25, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
May 12, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtAZExplainedYes
Mar 2, 2016Debt collectionCommunication tacticsThreatened to take legal actionNYExplainedYes
Mar 1, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCOExplainedYes
Feb 29, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineMNExplainedYes
Feb 5, 2016Debt collectionCommunication tacticsThreatened to take legal actionCOExplainedYes
Jan 18, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Jan 8, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Jan 4, 2016Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitTXExplainedYes
Dec 8, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedNJExplainedYes
Nov 18, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtMOExplainedYes
Oct 23, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtMAExplainedYes
Oct 22, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtPAExplainedYes
Oct 19, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidNJExplainedYes
Oct 6, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineCOExplainedYes
Oct 1, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineALExplainedYes
Sep 30, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Sep 2, 2015Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftFLExplainedYes
Aug 25, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidFLExplainedYes
Aug 20, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedPAExplainedYes
Aug 8, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineAZExplainedYes
Aug 7, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineOHExplainedYes
Aug 6, 2015Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtCAExplainedYes
Jun 19, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtCAExplainedYes
May 10, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedCAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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