Debt collection
Credigy USA debt collection complaints
Consumers have filed 119 complaints about Credigy USA's debt collection. See the whole Credigy USA record.
Credigy USA against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credigy USA | 0 | - | - |
Latest Credigy USA debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 17, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 5, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 31, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 4, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 14, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 21, 2020 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 8, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 3, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 14, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 29, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 9, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 18, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 25, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 26, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 21, 2017 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 17, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 8, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Aug 30, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 3, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 28, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 21, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 16, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 9, 2017 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 25, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 9, 2017 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Feb 15, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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