Debt collector · complaint record
Credigy USA complaints
Filed under CREDIGY USA CORP.
Consumers have filed 144 complaints about Credigy USA since 2013, none in the last 12 months. It answered 99.3% on time and closed 1% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 144
- Last 12 months
- 0
- Answered on time
- 99.3%
- Closed with relief
- 1%
- Last 30 days
- 0
- Rank
- -
Since January 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 11, 2025
Credigy USA complaints by month
The busiest month was July 2013 (7 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credigy USA answered all time
- Closed with non-monetary relief10.7%
- Closed with explanation14399.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credigy USA complaints are about
Top Credigy USA problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 18
- Debt was paid 11
- Debt resulted from identity theft 3
- Debt was discharged in bankruptcy 2
Where Credigy USA complaints come from
Most complaints: California (27), Texas (17), New York (9), Georgia (9), New Jersey (8).
Credigy USA compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Credigy USADebt collection | - | 0 | - |
Compare side by side: Credigy USA vs Green Square · Credigy USA vs EMoneyUSA · Credigy USA vs Mullooly Jeffrey Rooney & Flynn · Credigy USA vs Credit World Services
What people say about Credigy USA
All experiencesNo experiences with Credigy USA yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credigy USA complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 11, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Aug 5, 2025 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Apr 23, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 17, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 5, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 31, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 17, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 4, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Aug 20, 2020 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Jun 14, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Credigy USA
How many complaints does Credigy USA have?
Credigy USA has 144 complaints on record since January 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Credigy USA respond to complaints?
Yes. Credigy USA answered 99.3% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Credigy USA?
The most common problems are cont'd attempts collect debt not owed (34), disclosure verification of debt (30), false statements or representation (13).
Is Credigy USA legit?
Credigy USA is a real company with a public complaint record: consumers have complained about it 144 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credigy USA legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credigy USA?
Complain to Credigy USA in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credigy USA complaints come from?
Most come from California (27), Texas (17), New York (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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