Debt collection
Credit Adjustments debt collection complaints
Consumers have filed 83 complaints about Credit Adjustments's debt collection. See the whole Credit Adjustments record.
Credit Adjustments against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit Adjustments | 0 | - | - |
Latest Credit Adjustments debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 24, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 14, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 4, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 8, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 27, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Apr 2, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 30, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 9, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 6, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 27, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Feb 24, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 7, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 3, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 19, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 5, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 9, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 24, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 8, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 7, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 4, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 27, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 27, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 23, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 18, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 2, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 23, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Credit Adjustments
No comments yet. Start the conversation - questions are welcome too.