Debt collector · complaint record
Credit Adjustments complaints
Filed under Credit Adjustments Inc
Consumers have filed 129 complaints about Credit Adjustments since 2014, none in the last 12 months. It answered 94.6% on time and closed 1% with relief for the customer. The most common problem is dealing with your lender or servicer.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 129
- Last 12 months
- 0
- Answered on time
- 94.6%
- Closed with relief
- 1%
- Last 30 days
- 0
- Rank
- -
Since May 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 29, 2021
Credit Adjustments complaints by month
The busiest month was March 2019 (8 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Adjustments answered all time
- Closed with non-monetary relief10.8%
- Closed with explanation12899.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Adjustments complaints are about
Top Credit Adjustments problems
Inside "Dealing with your lender or servicer"
- Received bad information about your loan 7
- Trouble with how payments are being handled 6
- Problem with customer service 4
- Don't agree with the fees charged 4
- Need information about your loan balance or loan terms 3
Where Credit Adjustments complaints come from
Most complaints: Ohio (28), Michigan (13), New York (9), Minnesota (8), California (7).
Credit Adjustments compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Credit AdjustmentsDebt collection | - | 0 | - |
Compare side by side: Credit Adjustments vs Green Square · Credit Adjustments vs EMoneyUSA · Credit Adjustments vs Mullooly Jeffrey Rooney & Flynn · Credit Adjustments vs Credit World Services
What people say about Credit Adjustments
All experiencesNo experiences with Credit Adjustments yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Adjustments complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 29, 2021 | Student loans | Struggling to repay your loanCan't get other flexible options for repaying your loan | Explained |
| Oct 19, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 5, 2021 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| Sep 24, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 14, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 4, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 13, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 11, 2021 | Bank accounts | Problem caused by your funds being lowNon-sufficient funds and associated fees | Explained |
| Mar 8, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 7, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 8, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 8, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about Credit Adjustments
How many complaints does Credit Adjustments have?
Credit Adjustments has 129 complaints on record since May 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Credit Adjustments respond to complaints?
Yes. Credit Adjustments answered 94.6% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Adjustments?
The most common problems are dealing with your lender or servicer (24), attempts to collect debt not owed (21), cont'd attempts collect debt not owed (15).
Is Credit Adjustments legit?
Credit Adjustments is a real company with a public complaint record: consumers have complained about it 129 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Adjustments legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Adjustments?
Complain to Credit Adjustments in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Adjustments complaints come from?
Most come from Ohio (28), Michigan (13), New York (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Credit Adjustments
No comments yet. Start the conversation - questions are welcome too.