Credit reporting
Credit Central credit reporting complaints
Consumers have filed 181 complaints about Credit Central's credit reporting, 62 in the last 12 months (+27%). Credit Central answered 100% on time and closed 0% with relief. See the whole Credit Central record.
Credit Central against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Credit Central | 62 | 100% | 0% |
Latest Credit Central credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | In progress |
| Oct 28, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | In progress |
| Oct 27, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 6, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Sep 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 26, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 28, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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