Credit reporting
Problem with fraud alerts or security freezes
Consumers have filed 59,125 complaints about this, 20,499 in the last 12 months (+46%), against 518 companies. The most complained-about is Equifax. Companies closed 23% of these with relief.
Companies with the most
Last 12 months.
By month
By state
Latest complaints about this
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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