Debt collection
Credit Concepts debt collection complaints
Consumers have filed 13 complaints about Credit Concepts's debt collection, 2 in the last 12 months. Credit Concepts answered 100% on time and closed 0% with relief. See the whole Credit Concepts record.
Credit Concepts against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit Concepts | 2 | 100% | 0% |
Latest Credit Concepts debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 15, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 6, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 27, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 1, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 27, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 30, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 22, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 6, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Feb 2, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 18, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 3, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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