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Debt relief & credit repair

Credit Wellness debt relief & credit repair complaints

Consumers have filed 18 complaints about Credit Wellness's debt relief & credit repair, 11 in the last 12 months. Credit Wellness answered 63.6% on time and closed 0% with relief. See the whole Credit Wellness record.

Credit Wellness against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Credit Wellness11new63.6%0%18

Every debt relief company ranked

Latest Credit Wellness debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Sep 16, 2026Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Sep 3, 2026Debt relief & credit repairDidn't provide services promisedOKExplainedYes
Aug 31, 2026Debt relief & credit repairConfusing or misleading advertising or marketingCAExplainedYes
Jul 20, 2026Debt relief & credit repairDidn't provide services promisedCOExplainedNo
Jul 12, 2026Debt relief & credit repairConfusing or misleading advertising or marketingFLExplainedYes
Jul 6, 2026Debt relief & credit repairCharged upfront or unexpected feesVAExplainedYes
Jul 5, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Jun 23, 2026Debt relief & credit repairConfusing or missing disclosuresCOExplainedNo
May 15, 2026Debt relief & credit repairConfusing or misleading advertising or marketingORExplainedNo
Mar 23, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedNo
Jan 30, 2026Debt relief & credit repairDidn't provide services promisedNCExplainedYes
Sep 27, 2025Debt relief & credit repairCharged upfront or unexpected feesPAExplainedYes
Sep 15, 2025Debt relief & credit repairConfusing or misleading advertising or marketingCOExplainedYes
Jun 29, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Nov 25, 2024Debt relief & credit repairCharged upfront or unexpected feesINExplainedYes
Sep 24, 2024Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
May 9, 2024Debt relief & credit repairDidn't provide services promisedCAExplainedYes
Feb 9, 2024Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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