Debt collection
CrossCheck debt collection complaints
Consumers have filed 27 complaints about CrossCheck's debt collection, 10 in the last 12 months. CrossCheck answered 100% on time and closed 0% with relief. See the whole CrossCheck record.
CrossCheck against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | CrossCheck | 10 | 100% | 0% |
Latest CrossCheck debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 11, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 15, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 30, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 8, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 7, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 27, 2019 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Mar 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 31, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 18, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 21, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 19, 2016 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Apr 7, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 28, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| May 1, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 23, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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