Debt collection
Early Warning Services debt collection complaints
Consumers have filed 83 complaints about Early Warning Services's debt collection, 18 in the last 12 months (-49%). Early Warning Services answered 100% on time and closed 0% with relief. See the whole Early Warning Services record.
Early Warning Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Early Warning Services (Zelle) | 18 | 100% | 0% |
Latest Early Warning Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 24, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 14, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 14, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 14, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 13, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 1, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 29, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 24, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 18, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jan 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 20, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 18, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 17, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 3, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 8, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 8, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 15, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 16, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 20, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 23, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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