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Credit reporting

Express Collections credit reporting complaints

Consumers have filed 42 complaints about Express Collections's credit reporting, 7 in the last 12 months. Express Collections answered 100% on time and closed 0% with relief. See the whole Express Collections record.

Express Collections against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Express Collections7new100%0%42

Every credit bureau ranked

Latest Express Collections credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Mar 20, 2024Credit reportingImproper use of your reportReporting company used your report improperlyMAExplainedYes
Feb 12, 2024Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Dec 23, 2023Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Sep 13, 2023Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Sep 13, 2023Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
May 7, 2023Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 1, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeLAExplainedYes
Sep 17, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jul 14, 2021Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jul 14, 2021Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Feb 1, 2021Credit reportingIncorrect information on your reportAccount information incorrectCOExplainedYes
Jan 23, 2021Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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