Debt relief & credit repair
Exto debt relief & credit repair complaints
Consumers have filed 7 complaints about Exto's debt relief & credit repair, 5 in the last 12 months. Exto answered 80% on time and closed 0% with relief. See the whole Exto record.
Exto against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | Exto | 5 | 80% | 0% |
Latest Exto debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 17, 2026 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Jun 29, 2026 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| May 7, 2026 | Debt relief & credit repair | Problem with customer service | Explained |
| Apr 22, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Apr 2, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Jul 21, 2025 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Feb 14, 2025 | Debt relief & credit repair | Problem with customer service | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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